Palm Prestige UK

Address

Station Road Chesham, Hp51dh

Phone

01494786655

Email

sales@palmprestige.co.uk

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Car Finance

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Drive Your Dream Car with Our Finance Options

We offer Finance on most of our vehicles we work with carefully selected funders who are very competitive and offer a bespoke service to us and our customers. Simply take a moment to fill out the enquiry form and one of our team will be in contact with you to discuss your application.
Palm Prestige London Limited is an Introducer Appointed Representative (IAR), FCA number 935228 for Meridian Finance Partners who are regulated by the Financial Conduct Authority, number 661646.
Meridian Finance Partners was established in 1992 and is a very experienced Independent Finance Brokerage. Meridian is partnered with a large range of finance providers, each able to offer bespoke financial packages at competitive rates to suit your individual requirements. They will work to achieve the best deal for you on your new car. They are not a lender in their own right.

Apply For Finance

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Our Commitment

At Palm Prestige London, we are committed to providing you with a hassle-free financing experience. We work with reputable financial institutions to offer you the best rates and terms available. Whether you have excellent credit, are building your credit, or have faced financial challenges in the past, we are here to help you secure the financing you need.

Fill out the finance form and learn more about our car financing options and start your journey towards owning a high-quality vehicle.
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Types of Finance Available

Personal Contract Purchase (PCP)

With PCP finance, you pay an initial deposit, followed by monthly instalments, but a large portion of the loan is deferred until the end of the agreement. You can pay that final sum to own the car, hand it back or start another agreement.

Hire Purchase (HP)

With HP, you pay a deposit up front, and then pay off the rest of the balance plus the interest in equal monthly instalments. You’ll pay an ‘option to purchase’ fee, then the car is yours at the end of the agreement.

Personal Contract Hire (PCH)

PCH is another way to finance a car. It’s technically a method of leasing a car rather than buying it. You pay a deposit and monthly instalments, which may be lower than some other finance agreements, but you never own the car.

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Frequently Asked Questions

Car financing is a way to purchase a vehicle by borrowing money from a lender and repaying it over time, typically with interest. This allows you to drive the car while making affordable monthly payments instead of paying the full amount upfront.
Applying for car financing is simple. You can start by filling out our online finance application. Our finance team will review your application, discuss your options, and help you choose the best plan for your needs.
While a higher credit score can help you secure better interest rates, we work with customers of all credit backgrounds. Our finance team will strive to find a financing solution that works for you, even if you have less-than-perfect credit.
Yes, you can get pre-approved for financing by completing our online application. Pre-approval gives you an idea of your budget and helps streamline the car-buying process when you find the vehicle you want.
Yes, you can trade in your current vehicle as part of the financing process. Our team will appraise your vehicle and apply its value towards the purchase of your new car, reducing the amount you need to finance.
Yes, most car loans allow for early repayment without penalties. Paying off your loan early can save you money on interest. Be sure to check the terms of your loan agreement for any specific details.